Apply for a payday loan. You can borrow from £50 - £1000 for up to 30 days.
Representative APR 1737% (variable). If you were to borrow £300 for 30 days the total amount repayable would be £375.
Instant payday loans are becoming very popular for people who want to have access to extra cash without having to get a long term unsecured loan through a bank. Payday loans are extremely convenient and can prove to be useful if you are short of cash until your next payday.
People apply for Payday loans for a variety of reasons. It could be the need for cash to pay for an unexpected bill, to fund emergency travel or even to replace something that has broken down in the home such as a fridge, freezer, cooker or television. It could even be the need to fund a birthday present for someone whose birthday happens to fall just a few days before you get paid.
If you can afford to repay it, an instant payday loan can be a great solution. Unlike traditional loans, you can apply right away for a payday loan without the need for an appointment. Approval is often instant and you can often have the cash deposited into your bank account within the hour.
Applying for a payday loan is easy
Whatever the reason, applying for a payday loan is extremely easy. All you need to do is fill in a very short form online, it should only take a minute, and getting approved is almost instant most of the time. Often you can have the cash paid into your bank account within the hour.
You can apply for a payday loan 24 hours a day 7 days a week. Most of the time loan applications are 100% online and require no faxes or phone calls.
How do payday loans work?
Once you complete your payday loan application, your details are sent to an approved panel of lenders to see who can offer you a loan at the most competitive rate. If one or more can offer you a loan you will be offered the best deal.
You are not committing to anything until you sign the electronic loan agreement. If you agree to the best deal payday loan offered to you it’s just a case of waiting for the money to be paid into your bank account, which can often take less than an hour. Payday loans do not have guaranteed approval.
How much does it cost?
The average cost of a payday loan is £25 for every £100 borrowed.
Representative APR is 1737%. If you were to borrow £300 for 30 days the total amount repayable would be £375.
Can I get a payday loan?
To apply for a payday loan you must be 18 years old or over and a UK resident receiving a regular income.
It is very important that you do not commit to getting a payday loan if you cannot afford to make the repayment.